Monzo

Driving business growth and customer outcomes: identifying and sizing new products, partnerships and market opportunities; developing compelling business cases; and securing buy-in from the Wealth GM and senior...

Help embed our software capitalisation process working closely with our engineering and business teams to create an automated and scalable solution. · Take on the role of product owner for the financial reporting...

Data Translation & Infrastructure: Translating FP&A/commercial requirements, prototyping and building downstream reporting/automation, while partnering with Finance Data/Analytics Engineering on core pipelines and...

Defining the product strategy and roadmap for Finance Infrastructure within Payments Platform. · Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial...

Monitoring portfolio performance: Tracking the health of our live savings products against commercial targets, identifying performance trends, and digging into the data to diagnose the drivers behind deposit movements....

Implementing Change Requests: Managing, triaging, and delivering end-to-end Change Requests across our Anaplan models to ensure seamless business operations. · Supporting Model Building: Collaborating closely with Lead...

Establish yourself as a trusted member of the Payments Leadership team, enabling better decisions across Payments and the wider Data Discipline · Co-drive Payments strategy and product decisions with Product and...

Establishing CRM in the EU - defining and building the foundational communication framework for the market, from onboarding and activation through to long-term retention and engagement, with an eye on scalability across...

Proactively identifying and interpreting the rules, regulations and guidance applicable to the Regulatory Reporting team at Monzo, and ensuring ongoing compliance in the production of returns. · Developing,...

Role one: Supporting our CTO, Matej Pfajfar and VP of Product Engineering, Steve Martin. · Role two: Supporting our VP of Platform Engineering, Tom Leitch and incoming General Manager of Fincrime.

Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in...

Executive Communication & Reporting: You will compile data-driven reports that provide key insights and actions for senior stakeholders, including weekly reporting, Monthly Business Reviews (MBRs), Ops Monitoring, and...

You’ll help run and continuously improve the systems we use to quality assure Monzo’s localised product experiences. · You’ll work closely with our in-language Editors and Testers, Product and Engineering teams, and...

Lead the charge: build a product vision and strategy for your area, ensuring alignment with Monzo’s goals and an exceptional customer experience. · Communicate effectively: you get people inspired by the product vision...

Helping formulate and drive key projects for our Chief Product Officer, from structuring our product roadmap and setting organisational goals to evolving our product strategy. · Leading strategic and ad-hoc projects for...

You’ll work directly with senior lawyers, product managers and engineers to provide legal advice to develop and grow Monzo Bank in the UK. · In particular, you will: · Triage product legal queries; working to resolve...

Business Banking EU. Business Banking is entering its next phase of growth as we expand beyond the UK. In this role, you'll define how Monzo Business Banking succeeds in new European markets - understanding local...

Be one of the first ML Scientists in Business Banking, bringing leadership through ambiguity by adding structure and direction to our ML capabilities while staying agile and building momentum. · Develop and deploy...

Go to write our application code (there’s an excellent interactive Go tutorial here), in platform we build services to manage parts of the platform · Kubernetes most workloads we run are on Kubernetes with this team...

Translating Internal Audit’s strategy into a concrete product roadmap with measurable business and risk outcomes. · Championing a product owner mindset across the Internal Audit function, that is focused on providing...

You’ll work directly with senior lawyers, product managers and engineers to provide legal advice and commercial insights to develop and grow Monzo Bank in the UK - and internationally.

Lead the charge: build a product vision and strategy for your area, ensuring alignment with Monzo’s goals and an exceptional customer experience. · Communicate effectively: you get people inspired by the product vision...

Championing a product owner mindset across the Internal Audit function, that is focused on providing technology enabled, repeatable and value-driven assurance. · Driving a culture of innovation, and helping the Internal...

Supporting and converting high-intent Spanish-speaking prospective customers through phone and email, using consultative sales skills to understand their business, needs and questions. · Working across...

Design and refine credit underwriting and limit strategies to optimise risk and growth · Analyse portfolio performance (arrears, utilisation, revenue, losses, vintage curves) and identify actionable insights · Build and...

Building the future Finance operating model by redesigning processes, governance and ways of working so Finance scales efficiently as Monzo continues to grow. · Leading Finance transformation initiatives from idea...

You’ll be working closely with a team of Machine Learning Scientists in Operations, embedded in product squads alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers,...

the Wealth Collective - covering Savings, Investments, Pensions & Insurance · the Growth & Marketing Collective - incl. Brand Campaigns, events & sponsorship · MonzOS - covering the Monzo-wide platform experience, incl....

Working on initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk · Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these...

Developing and delivering a partnership strategy that supports the growth of Monzo’s core banking products and aligns with customer needs and business goals · Identifying and securing strategic partnerships with...

You are a technical and strategic credit leader with extensive experience in unsecured lending. · You understand lending economics inside out, with deep experience in NPV modelling and the infrastructure and frameworks...

Managing the personal & professional development of approximately 12 Financial Crime Business Banking - Acquiring Investigators. · Fostering an empathetic, high-performance culture in the team. · Providing technical...

Lead end-to-end planning and execution of launching payment products that cross multiple teams and disciplines · Manage cross-collective programs: · Define program roadmaps and milestones, set priorities, manage...

Leading research across Core Banking while helping shape a coherent Personal Banking research strategy that spans multiple product areas. · Partnering closely with the Core Banking Leadership Team, Product Directors,...

​​Leading end-to-end sourcing processes within your aligned category, operating with a high degree of autonomy and accountability · Navigating complex trade-offs, applying sound commercial judgement to balance risk,...

You'll set the vision, strategy and operating model for Board & Executive Hiring at Monzo, ensuring we continue to raise the bar for how we identify, assess and hire exceptional leaders. · You'll establish a culture of...

Designing and implementing an automated execution environment to optimise netting and minimise hedging costs · Developing and maintaining relationships with external liquidity providers to drive efficient pricing and...

Taking ownership of the preparation, analysis and submission of regulatory reporting requirements (e.g. Capital, Liquidity) · Ensuring compliance with the applicable regulatory interpretations · Assisting the wider team...

Automatically and accurately detect suspicious user behaviours while minimising impact to genuine customers and operational costs · Adapt quickly and appropriately to changing fraud and financial crime trends, ensuring...

You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company · You have...

Shaping the ML strategy for Workforce Management, helping us decide where ML, forecasting and optimisation can have the biggest impact for customers and human agents. · Leading the design, build and delivery of...

Lead a distributed engineering organisation spanning multiple squads, markets and countries. · Build and develop Engineering Managers, Senior Engineering Managers and senior technical leaders. · Partner with Product,...

improving performance across our range of products · unlocking new data and faster model development · helping Monzo build underwriting that scales into new markets

Architecting Borrowing’s data layer at scale. Partnering across Analytics Engineering, Product, Engineering, Credit, and Data Platform to shape how 1,700+ models across 12+ products are structured, connected, and...

Leading hands-on independent validation of models used for credit decisioning within our Borrowing strategies - covering a range of machine learning, decision science and NPV models. You will be ensuring that models are...

Leading a team designing and implementing credit and pricing strategies for our business lending products · Monitoring the performance of our existing strategies, and iterating to improve them · Leading initiatives to...

Lead the charge: build a product vision and strategy for your area, ensuring alignment with Monzo’s goals and an exceptional customer experience. · Communicate effectively: you get people inspired by the product vision...

Own Portfolio Monitoring & Forecasting: Build and oversee robust performance frameworks to monitor and forecast both risk and revenue metrics, ensuring our rapidly growing portfolio scales sustainably. · Drive...

Providing expert advice on complex accounting issues (e.g., revenue recognition, leasing, financial instruments) and document conclusions in technical memos. · Developing and maintaining global accounting policies,...

Set strategy for multiple categories. You'll own a one-year product marketing strategy for a complex, multi-product Collective. You will work to define how Monzo wins in multiple categories with multiple products over...

Building and maintaining a clear view of day-to-day pricing performance - understanding where we sit in the market and why · Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve...

Drive the secure-by-design mandate, leading the transition from reactive security to proactive architectural invariants. Your goal is to ensure that our core platform primitives - compute, storage, networking and...

Day-to-day benefits and leave policies administration and management · Managing the end-to-end renewal process · Establishing and implementing new benefits programmes

Manage the day-to-day delivery of our accountability regimes (SMCR and IAF/SEAR), making sure key processes, controls, timelines and outputs are delivered to a high standard. · Run business-as-usual activities across...

Leading the design of Monzo’s executive sourcing framework - setting standards for research, mapping, and candidate engagement. · Partnering with Executive Recruiters on live searches, co-owning the sourcing and...

Build relationships with first line of defence Fincrime/Fraud modelling teams and wider risk teams to support the embedding of the model risk framework and an understanding of model validation practices to help Monzo...

Own Product Marketing for a Product. You'll define a 2-4 quarter Product Marketing strategy that connects customer needs, market opportunity, and product direction into a clear plan. You'll own Product Marketing across...

30 minute recruiter call · 45 minute hiring manager call · Interviews with senior leaders across Data, Product, Engineering and Operations

Set direction for one of Monzo’s most important revenue-driving products · Identify and unlock new commercial opportunities across customer segments · Navigate complex trade-offs between growth, risk, and customer...

Setting the long-term design vision and leading large, end-to-end design projects in ambiguous problem spaces across wide product areas. · Navigating tradeoffs and guiding strategic decisions in an opinionated way. ·...

Set a bold, customer-centric, commercially grounded product strategy for Business Banking. · Develop and articulate a compelling long-term product vision that positions Monzo as the leader in differentiated business...

Google Cloud Platform for all of our analytics usages · BigQuery SQL and dbt for our data modelling and warehousing · PyData stack for model development and offline deployment

Lead the charge: build a product vision and strategy for your area, ensuring alignment with Monzo’s goals and an exceptional customer experience. · Communicate effectively: you get people inspired by the product vision...

You have experience recruiting for fast-paced, product-focused companies, especially in tech · You care deeply about inclusiveness and diversity · You love sourcing and pride yourself on your resourcefulness

Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in...

Tackling the most complex and ambiguous design challenges, turning complexity into elegant, scalable solutions that empower teams and improve the customer experience. · Defining and delivering large-scale projects that...

We build and centrally manage the cloud infrastructure that underpins technology at Monzo, running components like Kubernetes and Envoy across AWS and GCP. · We help other platform teams to succeed at using cloud...

you have strong experience working on the backend of a technology product · you want to be involved in building a product that you (and the people you know) use every day · you have a product mindset: you care about...

you have strong experience working on the backend of a technology product · you want to be involved in building a product that you (and the people you know) use every day · you have a product mindset: you care about...

Go to write our application code (there’s an excellent interactive Go tutorial here) · Cassandra for most persistent data storage · Kafka for our asynchronous message queue

Delivery and Execution: Enjoys taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager. · Engineering and Operational Excellence: Actively fosters a high bar...

Lead the data strategy and continue to evolve Monzo for our customers to make it magically simple to manage money day-to-day · Develop and execute best practices for experimentation enabling our team to make data...

Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product...

Support the building of robust data models downstream of backend services (mostly in BigQuery) that support internal reporting, machine learning as well as financial and regulatory use cases. · Focus on optimisation of...

Partner with Engineering Directors to shape the technical and product direction of a collective, providing leadership across multiple squads (30-70+ engineers) and ensuring alignment with company-wide priorities. · Be...